Every Thursday, Lisa Hendey shares her thoughts on Family Finances.

It happens every year - there is one person on your gift list who is
neglected until the last minute, necessitating a mad dash to the store
and payment of excessive shipping fees to ensure the gift's arrival by
Christmas. With the continuing convenience of web based shopping,
procrastinators can still come up with great ideas and not get killed
paying exorbitant shipping fees. Here are a few last minute
suggestions your friends and family will love receiving:

iTunes Gift Certificates – Easy, last-minute Gifts for the Holidays
- As the mom of two teenage sons, I know that this is not only an easy
gift, but also a very popular one. Hey, who am I kidding? I'd love to
receive one of these too!

Dine Without Whine - A Weekly Menu Plan & Grocery List Delivered To Your E-mail Box
- This is a very inexpensive gift that is absolutely wonderful for
families. Your favorite cook will thank you every time she doesn't
have to try to figure out "What's for dinner tonight?" I use this
service personally and absolutely love it.

Amazon Gift Certificates
- Amazon will email your recipient a nice card along with the gift
certificate in any denomination. These are easy to use and you friend
or family member can order just about anything on Amazon.

It's not too late to get a great gift at a great price. But don't
wait too long - once this item is crossed off your "to do" list you can
get busy enjoying the holidays!